SwiftSend Press Release 10/24/05

ORLANDO, Fla. – October 24, 2005 – SwiftView, Inc. announced today the integration of its SwiftSend eDisclosures™ service with the document application services of Digital Docs, Inc. Users can now securely send 3-day disclosures electronically and directly from Digital Docs to anyone via the Internet. Savings over printing and mailing costs or overnighting are substantial, and security problems with email attachments are avoided.

Simply by getting disclosures into the hands of prospects faster, lenders can shorten the loan cycle and increase the conversion rate to committed borrowers. But loan officers can even use eDisclosures to deliver disclosures in real time while taking applications over the phone. The loan officer can take them through the documents and even get an UETA and eSIGN-compliant electronic signature on them and the application. "Striking while the iron is hot" like this can increase conversion rates dramatically, in addition to reducing costs.

Uniquely, no software other than a web browser is needed to view and print the documents, enabling borrowers to successfully do so at home or at work, where installing software is usually not permitted. This approach also simplifies the process for new (and mostly one-time only) users, at home or at work. And if a consumer has a problem, SwiftView provides 24x7 customer support to help ensure that the electronic disclosures are delivered.

"Our business focus is on electronic document generation, packaging, and business rules. We have a reputation for unparalleled quality and service by following the simple strategy of concentrating on our core business." said Michelle Smith, Digital Docs' Director of Marketing. "SwiftView has an identical business focus, which makes them an ideal strategic partner. SwiftView provides the easiest to use UETA and eSIGN compliant delivery in the industry, which is key when sending documents directly to consumers." "Sending electronic documents to millions of consumers is a new concept for many lenders and consumers," said Steve Bachelder, SwiftView, Inc. president. "Our goal is to make it as easy as possible both for the lender and the consumer. Digital Docs' expertise in document generation and compliance makes getting started with electronic disclosures extremely easy for the lenders. SwiftView's unique no software, browser-only viewing makes it incredibly easy for consumers use. Our strategic partnership with Digital Docs is a win-win situation for lenders and consumers."

"Sending electronic documents to millions of consumers is a new concept for many lenders and consumers," said Steve Bachelder, SwiftView, Inc. president. "Our goal is to make it as easy as possible both for the lender and the consumer. Digital Docs' expertise in document generation and compliance makes getting started with electronic disclosures extremely easy for the lenders. SwiftView's unique no software, browser-only viewing makes it incredibly easy for consumers use. Our strategic partnership with Digital Docs is a win-win situation for lenders and consumers."

About Digital Docs, Inc.

Digital Docs™, a Dallas-based financial services compliance and technology provider, offers the gold standard of desk-top and web-based solutions to meet the demands of the mortgage industry. Digital Docs™ software produces disclosure and loan document packages for all 50 states and provides custom form development, built-in calculations, audits and "predatory" lending filters. Users enjoy a seamless interface with their loan origination system using XML to easily create accurate loan documents that are MISMO/SMART Doc compliant. Digital Docs™ has also developed the industry's only interactive HUD-1 Online, which allows lenders to manage fees and changes on settlement statements. As well, Digital Docs™ has developed the industry's only electronic insured closing letter that is delivered directly from the Underwriter over the Internet-right to the closing table.

About SwiftView, Inc.

Founded in 1985, SwiftView, Inc. develops and markets value-added tools and services that help organizations worldwide eliminate unnecessary paper in their processes. SwiftSend is the most widely-used secure electronic document delivery service in the mortgage industry, saving its 350 customers substantial time and money vs. overnight services. SwiftSend Services now also include eDisclosureTM - electronic delivery and eSignatures on disclosures, and eLoanFolderTM - a 2-way document communications hub enabling paperless receipt and access to loan process documents.

The company's SwiftView PCL Viewer is the mortgage industry standard, used by eight of the top ten lenders, most doc prep and title companies, and thousands of companies with millions of users in other industries worldwide.

Based in Portland, Ore., SwiftView, Inc. has been named one of Oregon’s fastest growing companies for the past six years in a row. For more information, please visit www.swiftview.com.

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